The price of a Tour+Med Travel Insurance plan depends on factors such as the cost of your trip, your age, your answers to a medical questionnaire, if required, and the amount of coverage you choose.
Here are some examples of the cost for Tour+Med Travel Insurance single trip plans for healthy travellers based in Ontario assuming a $0 deductible. These quotes do not include the COVID-19 rider.
You can also choose a deductible, or the amount you pay out of pocket before your coverage kicks in, of between $250 and $10,000 to save between 5% and 35% off your premium. The deductible is applied on a per event basis, so if you claim more than once on the same policy, you will have to pay each time.
Tour+Med gives you the choice between a “traditional” deductible and a “hospital-care deductible.”
With a “traditional” deductible, you will be responsible for that amount regardless of where you are treated in a medical emergency.
With a “hospital-care deductible,” which is unique to Tour+Med, you only pay the deductible if you are treated in an emergency room, a hospital or hospital clinic, or if you are transported by land or air ambulance. If you are treated in a regular clinic, you do not need to pay the deductible.
